We live in the dawn of the technology age.

So why is everything so complicated?

We aren't. Never will be.

You came here to find out a number. Here it is. No email. No account. No sales call at 7pm. Type, get your answer, close the tab.

13Free tools
2025–26Rates updated
0Sign-up needed

Stamp Duty Calculator

Transfer duty for all 8 states and territories with first home buyer concessions. Sourced from each state revenue office.

All 8 statesFHB concessionsMay 2026

Income Tax Calculator

2025–26 ATO rates with Stage 3 tax cuts. Includes Medicare Levy, LITO, Medicare Levy Surcharge and HECS repayment.

2025–26 ATO ratesStage 3 cutsMedicare + HECS

GST Calculator

Add or remove 10% GST instantly. Works for invoices, quotes, receipts or checking any price.

Add or remove GSTInstantATO rate

HECS-HELP Repayment

2025–26 HECS repayment — new marginal system. Threshold raised to $67,000. 20% debt cut explained.

2025–26 new systemThreshold $67,000

Superannuation Calculator

Project your retirement balance with compound growth chart. 12% SG rate (2025–26). Includes voluntary contributions.

12% SG rateCompound growth chart

Borrowing Power

Independent estimate using APRA's 3% buffer — no bank, no broker, no spam calls. Detailed breakdown included.

APRA methodologyNo biasFull breakdown

Negative Gearing Calculator

Rental property loss, tax saving at your marginal rate, and weekly out-of-pocket holding cost. Stage 3 rates applied.

2025–26 ratesDepreciationWeekly cashflow

Capital Gains Tax Calculator

CGT estimate on property, shares or other assets. Includes 50% discount, main residence exemption, and the 2027 reform alert.

50% discountMain res exempt2027 reform alert

Land Tax Calculator

Annual land tax for any Australian state with side-by-side comparison across all 8 jurisdictions. 2025–26 thresholds and rates.

All 8 statesState comparisonNSW VIC QLD verified

Sole Trader Tax Calculator

Tax, Medicare, HECS and quarterly PAYG for freelancers and small business. Includes deductible super contributions.

Stage 3 ratesQuarterly PAYGSuper deduction

Payroll Calculator

True cost of an employee — gross + 12% super + workers comp + payroll tax. Plus employee take-home pay. Every state.

12% SG ratePayroll taxSTP-ready

Public Holiday Calculator

Working days between any two dates, by state. Shows all public holiday names. All states, 2025–2026.

All states2025–2026Working days

ABN Lookup

Check any Australian business — active status, GST registration, entity type and trading names via the ABR register.

ABR public dataFreeInstant

Award Wage Checker Coming soon

Find your minimum pay rate under any Fair Work Australia Modern Award — hospitality, retail, construction and more.

Fair Work dataAll industries
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Quick Australian rates reference

Verified May 2026 · auto-refreshes from RBA and ATO
RBA cash rate 4.35% Effective 6 May 2026 · next 16 June 2026
Super Guarantee 12.0% From 1 July 2025 (final SG step)
GST rate 10.0% Register at $75k+ annual turnover
Tax-free threshold $18,200 2025–26 ATO individual
No data storedNothing you enter is saved or sent anywhere
Official sourcesATO, state revenue offices, data.gov.au, APRA
Updated regularlyRates reviewed each financial year
Always freeNo paywalls, no subscriptions, no tricks

Why we exist

Most Australian financial calculators are built by banks that steer you toward their products, comparison sites that capture your email, or accountant blogs with 3,000 words of SEO sludge before the answer. You try to find out what the stamp duty will be on a $650,000 unit in Brisbane. Forty minutes later you've received a follow-up email, two pop-ups have asked if you'd like a free quote, and a phone number has been submitted to a CRM somewhere.

The answer was a number. It took less time than your page took to load. That's the problem we're fixing.

No email. No account. No sales call. Type, get your answer, close the tab.

Other sites want your email to show you a number
Comparison sites want a phone number and the best time to call
Bank calculators steer you toward their products
AusTools shows the number. No strings.
Data from ATO, state revenue offices, APRA, RBA
Calculations happen in your browser — nothing leaves
Free now. Free in 10 years.
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Estimates only. All tools provide general information based on official Australian government data. Not financial, legal or taxation advice. Always verify with a qualified professional before making financial decisions.
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